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Business Insurance

Business | Auto | Liability | More

Protect Your Hard Work and Financial Investment

Your business likely came with a lot of hard work and a hefty investment. Business insurance can protect that, as well as the employees who rely on you for their livelihoods.

Business insurance covers a wide range of risks for which everyone from startups to large corporations are vulnerable:

  • Theft and vandalism
  • Property damage
  • Legal judgments
  • Motor vehicle accidents
  • Injuries on the business premises

Having a business insurance policy keeps you from having to cover unexpected expenses out of your own pocket when the worst happens. At Hummel Insurance Inc., we’re independent agents with the business insurance selection you need, no matter what size your enterprise is.

We Tailor Business Insurance to Your Needs

We understand your business is unlike any other. That’s why we create policies that work for your unique needs. To do that, we need to inquire about the details of your business:

  • Your business focus and industry
  • Where your business is located
  • The number of people you employ and size of your payroll
  • Any vehicles used by your business
  • Workplace safety training that’s been completed
  • Your plans for the business’s future
  • Any special needs, like inland marine coverage
  • Your past history of insurance claims

Give us a call at 812-537-1785 to find out more about the many benefits of business insurance, or feel free to reach out online for a quote. We know you’ll be pleased with our customized approach and large menu of business insurance choices.

We Tailor Business Insurance to Your Needs

We understand your business is unlike any other. That’s why we create policies that work for your unique needs. To do that, we need to inquire about the details of your business:

  • Your business focus and industry
  • Where your business is located
  • The number of people you employ and size of your payroll
  • Any vehicles used by your business
  • Workplace safety training that’s been completed
  • Your plans for the business’s future
  • Any special needs, like inland marine coverage
  • Your past history of insurance claims
Commercial Auto

You cannot cover your business vehicles with your personal auto policy. Business auto insurance can protect one truck or an entire fleet of vehicles with liability insurance, as well as collision and comprehensive insurance. You can also use business auto insurance when you or your employees rent vehicles while traveling for work.

We're experts in Indiana business insurance and provide outstanding customer service. Contact us today to learn more.

If someone is injured or even loses their life on your business premises, your general liability insurance can protect you from legal damages resulting from a lawsuit. Also known as commercial liability insurance, this protection can be specialized to cover errors and omissions, discrimination, and wrongful termination. If you want even more liability coverage, a business umbrella policy will provide that.

Liability for businesses can range from general commercial liability coverage to specialized policies such as professional liability (E&O), employment practices (EPLI), and directors and officers (D&O). Contact us today to find out what we recommend for your business.

Commercial Property

Your business premises need insurance protection the same way your home does. The insurance covers your structure and contents of its interior in the event of fire, storms, vandalism, or theft. You may also wish to add earthquake or flood insurance.

Our professional agents can review your business assets, such as properties, inventory, equipment, and tools and recommend coverage so that you're adequately insured.

Hummel Insurance Inc. works with many commercial insurance companies who offer programs tailored to business owners. Contact us today to schedule a consultation with one of our insurance advisors.

When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not. Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other insurance policies.

One of the insurance advisors at Hummel Insurance Inc. can review your business insurance needs and recommend what kind of liability coverage you need to protect yourself and your company. Contact us today to schedule an appointment.

Workers Comp

If an employee gets hurt on the job, you want to make sure you’re covered. Workers compensation pays for lost wages, in addition to medical care and disability, if needed. Workers comp insurance is a win-win because it takes care of your employees while also protecting you from lawsuits that arise from lack of coverage.

The experienced agents at Hummel Insurance Inc. will find solutions that create safer and more productive workplaces, more confident and secure workers, and overall savings that you'll see on your bottom line. Contact us today to schedule an appointment.

Bonds are an ideal type of insurance if your work involves promises or contracts. If you or someone you collaborate with, like a subcontractor, cannot fulfill an agreement, the bond can protect you from financial consequences. There are bonds today for nearly every profession, from accountants to public officials.

Farm

Farmers and ranchers don’t have the same insurance needs as homeowners or business owners. Since their homes and their businesses are usually combined on one property, farm insurance is a better solution.

This kind of insurance covers a multitude of farm buildings. Not only is your residence insured, any farm buildings, such as barns, silos, and stables, are covered too. Property insurance covers the interior of your home as well, including appliances, electronics, furnishings, clothing, and personal belongings.